If you like how we operate and what we are all about, you are able to apply using one of the following methods: • Fill out an initial fast track application form on our website; or • Call our office where one of the team will be more than happy to help.

Your initial application form will then be sent to the 4 Smiles administration team who will look at the information provided and direct your application to the relevant Business Development & Lending Manager in your geographical location.

A Business Development & Lending Manager will take a look over the initial information you have provided and will contact you either by email or phone. If we think we can help, we will then arrange a face to face meeting to discuss your application further.*